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It also may lower your monthly payments by giving you as long as 30 years to repay.
The loan rate you will pay is based on the weighted average of the interest rates on the federal loans that you consolidate, rounded up to the nearest one-eighth of 1%.
You can see how your student loans factor into your credit standing by getting Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser.
How do you know when it's time to talk to your lender about loan consolidation?
If you find yourself in any of the following situations a consolidation loan might be for you: Student loan consolidation offers students and graduates the opportunity to more successfully manage their debt obligations.